North Texas vs. NavyFinal score and model picks, graded
| Team | 1 | 2 | 3 | 4 | T |
|---|---|---|---|---|---|
| UNT | 14 | 14 | 14 | 7 | 49 |
| NAVY | 3 | 14 | 15 | 7 | 39 |
Top model pick, graded
WonNorth Texas Mean Green −1 58¢
Why Resting Money likes it: Backing North Texas Mean Green -1, which is the side read as thin-at-quote/deep-behind-it, leg matches.
How the picks did
Models went 21-3 on this game · +61% return
- North Texas Mean Green to win+69%Won
Taken at 59¢ on Polymarket



5 modelsCFB Heater, Heater Two-Hour +3Why 5 models like it
CFB Heater- North Texas enters 4-1 in its last five; Navy is 1-4 over the same window.
- At 58.5c, the edge over the sportsbook devigged away probability is only roughly 1-2 points.
Heater Two-Hour- North Texas is only a modest favorite at the current market price; Navy's home field and option rushing attack can keep this close.
Picks With Pink Grading System- ESPN FPI pregame model projects North Texas at 66.9%; own estimate is 65.5% after a 1.4-point uncertainty haircut.
- North Texas is 4-2 this season and 4-1 over its last five; Navy is 2-4 and 1-4.
- No exact-line hit-rate history applies to this team moneyline; the player-prop L10 gate is not applicable.
Resting Money- Backing North Texas Mean Green, which is the side read as thin-at-quote/deep-behind-it, leg matches.
- ProphetX is the only reference; no independent sharp reference validates the order-flow interpretation.
- North Texas Mean Green spread −3+100%Won
Taken at 50¢ on ProphetX



4 modelsProphetX Pairs, Saturday Board Pairs +2Why 4 models like it
ProphetX Pairs- North Texas averages +0.2008 offensive EPA/play, .4966 success and .1516 explosive rate across five FBS games.
- North Texas is 4-1 with a +22.8 average margin in the slate's last-five form; Navy is 1-4 at -2.6.
- Expected, not confirmed, QBs: Tayven Jackson and Jackson Gutierrez; AAC availability has no official injury feed and the X signal returned no game reports.
Saturday Board Pairs- Six-game FBS sample: North Texas owns +0.259 EPA/play, 52.0% success, and 16.3% explosive rate.
- Matchup gap: North Texas offense minus Navy defensive EPA allowed is +0.137; Navy’s corresponding gap is only +0.009.
- Most likely loss: Navy’s home option attack controls possession and turns North Texas’s +0.120 defensive EPA allowed into efficient drives.
Key Number CFB- North Texas -3.5 is 48.31¢; the 2.91-point drop is below the roughly 4.6% directional exact-3 density implied by 955/10,371 historical CFB games.
- ProphetX's North Texas moneyline is -146 (59.35¢) and its main -2.5 spread is -129 (56.33¢), preserving favorite-direction coherence.
- Most likely loss: Navy wins outright or North Texas wins by 1-2; exactly three pushes rather than wins.
Long Way Home- North Texas leads current-season team-game EPA/play 0.259 to Navy's 0.129, success rate 52.0% to 49.7%.
- North Texas averages 42.2 points and +13.0 margin through six games; Navy averages 28.2 points and +2.3 margin.
- Most likely loss: Navy's home-field and triple-option rushing control possession, turning a close game into a Navy win or one-score cover.
- North Texas Mean Green −1+72%Won
Taken at 58¢ on ProphetX
Resting MoneyDown 24% last 7 daysWhy it likes it
- Backing North Texas Mean Green -1, which is the side read as thin-at-quote/deep-behind-it, leg matches.
- ProphetX is the only reference; the three-measure signal is venue self-reference, not independent evidence of team strength.
- North Texas Mean Green total over 60.5+93%Won
Taken at −108 on FanDuel
Tempo GapUp 14% last 7 daysWhy it likes it
- North Texas averages 0.259 offensive EPA/play and 3.27 points/drive across six games; Navy averages 0.129 and 2.64.
- Both defenses allow positive EPA/play: Navy +0.122 and North Texas +0.120, supporting efficient opposing possessions.
- Expected quarterbacks Tayven Jackson and Jackson Gutierrez are present; recent skill-player usage is stable and weather is mostly sunny with roughly 6-mph wind.
- The most likely loss is Navy's slower pace and recent offensive dip: 59, 51 and 75 plays in its last three games, including 0.91 points/drive versus Air Force.
- Over 61 total+100%Won
Taken at 50¢ on ProphetX
ProphetX CFB LinesDown 1% last 7 daysWhy it likes it
- Pinnacle main 61: Over -107 / Under -109; devigged Over is 49.8%.
- 141.7 combined plays, plus North Texas explosive rate 16.3% and Navy 12.4%, support enough scoring chances.
- Most likely loss: Navy's 29.75-second pace and lower drive efficiency strand possessions below 62 points.
- North Texas Mean Green first-half winner+89%Won
Taken at 53¢ on Kalshi
Front RunnerDown 4% last 7 daysWhy it likes it
- first-half margin model is North Texas +3.4, producing 59% UNT / 33% Navy / 8% tie.
- DERIVED REFERENCE (raised bar): Pinnacle full-game devig gives UNT 59.4% at -3; ESPN FPI projects UNT 66.9% with a six-point margin.
- UNT is 4-2 at halftime with a +7.3 average margin; Navy is 2-4 with a -5.0 average halftime margin.
- This is a derived, not genuine first-half sharp reference; scaling full-game information into the first half is uncertain.
Show all 17 picks
- North Texas Mean Green first-half spread NO 3.5−100%Lost
Taken at 58¢ on Kalshi
Early CoverUp 1% last 7 daysWhy it likes it
- 3,708 FBS finals from 2023, 26 have SD 15.21; square-root scaling gives first-half SD 10.76.
- UNT’s 3.27 points/drive, 0.259 EPA/play, 0.163 explosive rate and faster pace pull the blended half mean near North Texas +0.2.
- Pinnacle’s full-game Navy −3 scales to Navy +1.5 at halftime, also favoring North Texas NO 3.5; 1,043 contracts traded, 2¢ width.
- First-half SD is inferred from full-game margins, not directly observed; normal tails can misprice explosive CFB scoring.
- North Texas Mean Green 1st-half winner+89%Won
Taken at 53¢ on Kalshi
Kickoff ScriptUp 2% last 7 daysWhy it likes it
- North Texas' last three games averaged 0.367 offensive EPA/play and 3.72 points per drive.
- Navy's last three averaged 0.122 offensive EPA/play and 2.34 points per drive.
- North Texas' 27.8-second recent pace supports more opening-half possessions than Navy's 31.0 seconds.
- Only three recent games per team; opponent quality and game scripts vary materially.
- Total points over 61+104%Won
Taken at 49¢ on ProphetX
Resting MoneyDown 24% last 7 daysWhy it likes it
- Backing over 61, which is the side read as thin-at-quote/deep-behind-it, leg matches.
- ProphetX is the only reference; this is a venue-self-reference read with no independent sharp confirmation.
- North Texas Mean Green −3.5+105%Won
Taken at +105 on BetMGM
CFB HunterV2Up 0% last 7 daysWhy it likes it
- Model makes North Texas roughly 56% to cover -3.5; +105 implies 48.8% before margin.
- North Texas leads recent six-game offense EPA/play 0.259 to Navy's 0.129 and success rate 52.0% to 49.7%.
- FPI ratings favor North Texas 2.111 to Navy -5.860; ESPN's pregame model gives North Texas 66.9% outright and projects a six-point margin.
- Navy's home-field and option structure can compress variance and punish North Texas if early-down defense fails.
- Game total under 61.5 (wins at 61; no push)−100%Lost
Taken at 53¢ on ProphetX
House RulesDown 7% last 7 daysWhy it likes it
- under 61.5 wins at exactly 61; adjacent under 61 pushes at exactly 61; this leg matches the exact contract.
- Exact 61 totals occurred 215 of 9,890 historical CFB games, a 2.174% extra-win state versus under 61.
- ProphetX charges only 0.67 cents more implied price: 53.05c under 61.5 versus 52.38c under 61 (-110).
- The 2.174% exact-61 estimate is league-wide 2014, 25 CFB mass, not a North Texas, Navy-specific scoring distribution.
- Navy Midshipmen +3−100%Lost
Taken at 50¢ on ProphetX
House RulesDown 7% last 7 daysWhy it likes it
- [VENUE SELF-REFERENCE] ProphetX's graded Navy +3 price is 49.75¢, versus Navy +3.5 at 53.27¢ (-114): a 3.52¢ adjacent-rung gap.
- The 5-year leaguewide sample is large but may not match this specific Navy, North Texas matchup.
- Game total over 60+92%Won
Taken at 52¢ on ProphetX
Key Number CFBUp 13% last 7 daysWhy it likes it
- North Texas leads Navy in 2026 offensive EPA/play (.259 vs .129), success rate (.520 vs .497), explosiveness (.163 vs .124), and PROE (+.123 vs -.151).
- North Texas averages 42.2 points this season; Navy averages 28.2, and their six-game recent totals average roughly 71.3 and 54.0.
- QB gate: latest box leaders are Tayven Jackson and Jackson Gutierrez; live team checks identify both as the expected game quarterbacks with no out/open-battle signal.
- Most likely loss: the game finishes 59 or fewer, with Navy's 29.75-second pace compressing possessions.
- Total Points over 56.5+41%Won
Taken at 71¢ on ProphetX
Tempo BoardDown 18% last 7 daysWhy it likes it
- the captured sportsbook total is 60.5, four points above ProphetX’s quoted over rung; projection uses current data only, not a stale-season blend.
- Most likely loss: Navy’s -15.0% PROE and 29.75-second pace produce too few possessions; North Texas must carry the total.
- North Texas Mean Green over 31.5 team points+87%Won
Taken at −115 on BetOnline
Saturday Scoring EnvironmentDown 77% last 7 daysWhy it likes it
- Opponent-adjusted offense: +0.1368 EPA/play (North Texas offense +0.2591 minus Navy defensive EPA allowed +0.1224), six games each.
- North Texas finished 23 of 30 red-zone trips for touchdowns (.767); Navy allowed 10 of 16 (.625). The offense-side over trigger clears .62.
- North Texas's +.1231 PROE and .5135 pass rate support scoring upside, though the pace read caps the stake.
- Most likely loss: both slow clocks suppress possessions; North Texas misses one red-zone chance and finishes at 31 or fewer.
- Game 1st-half total over 30.5 points+100%Won
Taken at 50¢ on Kalshi
Kickoff ScriptUp 2% last 7 daysWhy it likes it
- Recent scoring-rate inputs project approximately 31.5 first-half points, just above the 30.5-point rung.
- North Texas averaged 3.72 points per drive over its last three; Navy averaged 2.34.
- The mixed pace still supports roughly ten combined first-half drives, with North Texas' aggressive 0.116 average PROE lifting scoring rate.
- The projection is built from only three games per team and is highly sensitive to drive-count assumptions.
- First-half total over 30.5 points+96%Won
Taken at 51¢ on Kalshi
Two QuartersDown 1% last 7 daysWhy it likes it
- six-game windows show 12.33 North Texas plus 11.00 Navy full-game drives; 11.67 projected first-half drives.
- North Texas averaged 75.3 plays at 27.94 seconds/play; Navy 66.3 at 29.75, with no verified weather possession cut.
- Derived first-half reference uses an independent Pinnacle full-game total, not an independent first-half sharp quote; direct PPD is materially above that anchor.
Questions
Who won North Texas vs. Navy?
The North Texas won 49–39 on Saturday, Oct 24, 2026.