Minnesota vs. IndianaFinal score and model picks, graded
| Team | 1 | 2 | 3 | 4 | 5 | T |
|---|---|---|---|---|---|---|
| MINN | 3 | 7 | 0 | 6 | 0 | 16 |
| IU | 7 | 0 | 3 | 6 | 7 | 23 |
Top model pick, graded
WonMinnesota Golden Gophers under 40.5 total −112
Why Tempo Gap likes it: Recent weeks 5-8: Minnesota averaged 64.7 plays, 1.26 points/drive and 15.3 points; Indiana averaged 61.8 plays, 2.02 points/drive and 23.8 points.
How the picks did
Models went 15-14 on this game · −7% return
- Indiana Hoosiers −20.5−100%Lost
Taken at −110 on FanDuel



5 modelsEPA Mismatch, Picks With Pink Grading System +3Why 5 models like it
EPA Mismatch- FPI projects Indiana by 26.95, 6.45 points above the current -20.5 spread.
- Season EPA favors Indiana: +0.25 offense and -0.06 defense allowed versus Minnesota's +0.06 and +0.01.
- Minnesota's recent defense improved to -0.12 EPA allowed per play; Indiana's recent defense regressed to +0.01.
Picks With Pink Grading System- ESPN FPI projects Indiana by 26.95 points, 6.45 above the offered -20.5.
- Using FPI's margin with a 35.92-point pooled current-season margin SD gives 57.1% cover probability.
- The 57.1% estimate is a supported derivation, not a calibrated probability: one FPI projection plus a normal, independent-margin assumption.
CFB HunterV2- FPI projects Indiana by 26.95 points; the -20.5 spread leaves a 6.45-point cushion.
- Indiana leads recent eight-game EPA/play by 0.21 and success rate by 5.5 percentage points.
- A conservative widened-margin simulation makes cover probability 64%, not a certainty; late scores can erase a margin.
ProphetX Pairs- Indiana's FBS-only 2026 offense is +0.21 EPA/play and +5.7 percentage points in success rate.
- Josh Hoover is probable and the expected lineup lists him at QB; both teams clear the three-game Full-tier sample gate.
- Indiana -20.5 requires a 21-point win; one late score or backdoor drive loses the spread.
- Indiana Hoosiers to win+7%Won
Taken at −1450 on DraftKings


3 modelsBrewing CFB Moneylines, BETALAB 6.0 +1Why 3 models like it
Brewing CFB Moneylines- 2026 adjusted profile: Indiana +0.30 offensive PPA and .458 success rate versus Minnesota +0.04 and .410.
- Historical DK home favorites priced -1000 or shorter went 324-14 with +0.04 units across 338 games, 2019-25 seasons shown.
- College starting lineups are projected rather than officially confirmed; a late QB or trench change would materially alter the estimate.
BETALAB 6.0- Indiana leads recent EPA/play 0.26 to Minnesota 0.06 and success rate 50.4% to 45.1%.
- Indiana’s 93.9 team grade and 7-1 record materially exceed Minnesota’s 87.6 grade and 5-2 record.
- Full-game total 40.5 is rejected: current team and recent scoring inputs leave the estimate range straddles the market.
Long Way Home- Minnesota's latest pregame offensive EPA/play was -0.24 with a 35.3% success rate; Indiana's latest defensive EPA allowed was -0.27.
- Minnesota's early drive ended in a sack-fumble recovered by Indiana at the MIN 22, immediately preceding Indiana's touchdown.
- Most likely loss: Minnesota turns the short-field/turnover advantage into a comeback while Indiana's offense stalls at 10 points.
- Minnesota Golden Gophers spread +20.5+104%Won
Taken at 49¢ on Polymarket US

2 modelsHeater Two-Hour, Key Number CFBWhy 2 models like it
Heater Two-Hour- Their sport-filtered records are 12-0, 57-0, and 16-3; each carries a live position with non-trivial size.
- The broader spread moved from Indiana -21.5 at FanDuel’s open to -20.5 currently, supporting a Minnesota-price lag thesis.
- Indiana can win by 21 or more if its strong defense and home favorite status produce a blowout.
Key Number CFB- Indiana’s season offense EPA/play is +0.25 versus Minnesota’s defense at +0.01; Minnesota offense is +0.06 versus Indiana defense at -0.06.
- Minnesota’s 89.9 PFF defense and Indiana’s 88.7 PFF offense narrow the expected gap despite Indiana’s 93.9 overall grade.
- Most likely loss: Indiana wins by 21 or more; the exact-21 cluster is a key-number danger.
- Indiana Hoosiers spread −20.5−100%Lost
Taken at 52¢ on ProphetX

2 modelsSaturday Board Pairs, Long Way HomeWhy 2 models like it
Saturday Board Pairs- PROJECTION, Indiana offense averages +0.25 EPA/play versus Minnesota defense at +0.01 allowed; 8-game/7-game sample.
- Indiana leads current efficiency: .507 success and .159 explosive rate versus Minnesota’s .461 and .121.
- Most likely loss: Minnesota generates enough explosive plays or turnovers for Indiana to win by 20 or fewer.
Long Way Home- Indiana rates No. 8 at 24.02, versus Minnesota No. 66 at 0.68.
- Availability supports Indiana: Minnesota has two official offensive-line outs; Indiana QB Josh Hoover is probable.
- Most likely loss: Indiana wins but by 20 or fewer, erasing the model’s 6.45-point cushion.
- Minnesota Golden Gophers to win−100%Lost
Taken at 9¢ on Kalshi
Saturday BoardDown 15% last 7 days - Minnesota Golden Gophers under 40.5 total+89%Won
Taken at −112 on DraftKings
Tempo GapUp 14% last 7 daysWhy it likes it
- Recent weeks 5-8: Minnesota averaged 64.7 plays, 1.26 points/drive and 15.3 points; Indiana averaged 61.8 plays, 2.02 points/drive and 23.8 points.
- Recent success rates were only 42.7% for Minnesota and 47.0% for Indiana; explosive rates were 10.0% and 13.7%.
- Market moved toward the under: DraftKings opened 41.5 and is now 40.5; Pinnacle moved from 41.5 to 40.0.
- Indiana's full-season offense is strong: 0.25 EPA/play and 3.08 points/drive, so a rebound against Minnesota can clear 40.5.
Show all 21 picks
- Under 40.5 total+92%Won
Taken at 52¢ on ProphetX
ProphetX CFB LinesDown 1% last 7 daysWhy it likes it
- 128.3 combined plays at roughly 30.1 seconds per play imply a low-chance game; possession count is the load-bearing factor.
- Last-three offensive points-per-drive averages are 1.36 for Indiana and 1.26 for Minnesota.
- Most likely loss: Indiana's 3.08 season points-per-drive offense overcomes the low-possession baseline with efficient red-zone finishing.
- Minnesota Golden Gophers +18.5+127%Won
Taken at 44¢ on Novig
Rung ReaderUp 52% last 7 daysWhy it likes it
- Pinnacle -20.5 de-vigs to 51.5% Indiana / 48.5% Minnesota; moving to +18.5 crosses no listed key.
- Official Minnesota game center lists Drake Lindsey at quarterback; the Big Ten report has Indiana QB Josh Hoover probable.
- No. 4 Indiana and FPI No. 8 Indiana versus FPI No. 66 Minnesota create real blowout risk to +18.5.
- Charlie Becker under 5.5 receptions−100%Lost
Taken at −136 on FanDuel
Touch Share SaturdayDown 53% last 7 daysWhy it likes it
- Target share 36.2% over 3 games (7/18, 17/40, 6/22), with share CV about 20%; the role is stable.
- Yards per target fell 9.7 to 4.6 from Week 7 to Week 8 after Becker's 165-yard efficiency spike.
- Route rate stayed 93.1%, 93.3%, and 95.2%; the role persists while production has regressed.
- Davion Chandler is officially Out, concentrating Indiana targets among the remaining receivers.
- Darius Taylor under 29.5 rushing yards−100%Lost
Taken at −130 on Fliff
NFL Sharp EdgeDown 7% last 7 daysWhy it likes it
- Taylor stayed under 29.5 rushing yards in 4 of his last 5 clearly Minnesota-identified games.
- Indiana's 2026 defense averages -0.06 EPA allowed per play; its PFF run-defense grade is 95.0.
- A competitive script could push Taylor above 15 carries; one explosive run breaks a low yardage line.
- Minnesota Golden Gophers +20.5+93%Won
Taken at −108 on DraftKings
Kickoff LedgerDown 24% last 7 daysWhy it likes it
- Indiana owns the efficiency edge, but its +0.25 offensive EPA/play and .507 success rate do not justify a 20.5-point margin against this number.
- Minnesota's season offense is +0.06 EPA/play with a .461 success rate, while its defense is near neutral at +0.01 EPA allowed/play.
- Both teams played Oct. 24, giving each seven days of rest; there is no rest disadvantage to Minnesota.
- Indiana's defensive EPA allowed rate is -0.06/play, and Minnesota scored only 13 points last week; a defensive touchdown or short fields can produce the blowout this ticket needs to avoid.
- Game total over 40−100%Lost
Taken at 52¢ on ProphetX
Saturday Board PairsDown 2% last 7 daysWhy it likes it
- game 2026 FBS sample: Indiana posts +0.25 offensive EPA/play, .5068 success, .1588 explosive versus Minnesota’s +0.01 defensive EPA allowed.
- Minnesota’s offense is +0.06 EPA/play, .4612 success, .1205 explosive against Indiana’s -0.06 defensive EPA allowed; both sides retain a path to 20-plus points.
- Most likely loss: Indiana’s 92.4 PFF defense and Minnesota’s 89.9 defense reproduce the recent low-scoring scripts; Indiana scored 13 and 15 in its last two, while Minnesota scored 13 in three of its last four.
- Game total under 40+96%Won
Taken at 51¢ on ProphetX
Key Number CFBUp 13% last 7 daysWhy it likes it
- Under 39.5 is 60.63c (-154), an impossible 9.65-point probability inversion versus the broader under 40 rung.
- Historical CFB totals include 173 exact-40 results; the flat rung's push protection is valuable near this key number.
- Recent defensive form supports restraint: Minnesota held Iowa to 10 and Indiana held Michigan to 6.
- Most likely loss: the game reaches 41 or more points; exactly 40 is a push, not a win.
- Indiana Hoosiers first-half spread NO 9.5+127%Won
Taken at 44¢ on Kalshi
Early CoverUp 1% last 7 daysWhy it likes it
- Pinnacle Indiana -20.5 full-game; half anchor +10.25, blended to a +9.8 first-half mean.
- 1,052 2026 FBS regular-season finals: SD_full 16.41; square-root scaling gives SD_1H 11.61, not 8.21.
- Winner-margin mass clusters at 3 (101), 7 (79), and 10 (42); the 9.5 rung is evaluated beside the college-specific 10 mass.
- The 10-point mass is immediately on the YES side of 9.5; the discrete correction costs roughly 1.5 probability points.
- Drake Lindsey over 0.5 passing touchdowns+116%Won
Taken at +116 on FanDuel
Picks with pink pro readerUp 13% last 7 daysWhy it likes it
- Model probability 64%; FanDuel +116 implies 46.3%: +17.7 points, +38.2% relative gap.
- Lindsey threw a passing touchdown in 5 of 7 2026 games; his prior comparable season was 10-3 over 0.5.
- The model conservatively discounts the historical 75% over rate for Indiana's 31st-of-319 defensive EPA rank.
- The exact-line L10 is incomplete at 7 games; comparable-season fallback requires low conviction.
- Turbo Richard under 87.5 rushing yards+89%Won
Taken at −112 on FanDuel
Picks with pink pro readerUp 13% last 7 daysWhy it likes it
- Model probability 66%; FanDuel -112 implies 52.8%: +13.2 points, +25.0% relative gap.
- Turbo stayed under 87.5 in 5 of 8 2026 games; prior comparable season was 8-3 under.
- Minnesota ranks 84th of 319 in 2026 defensive EPA, a top-26% overall defense supporting the under.
- This is a form fallback: the current season has only 8 games, not a complete L10.
- Game over 20.5 first-half points−100%Lost
Taken at 52¢ on Kalshi
Two QuartersDown 1% last 7 daysWhy it likes it
- 11.43 projected first-half drives: (Indiana 11.00 + Minnesota 11.86) ÷ 2; blended pace is 30.12 seconds/play.
- Weather fields are null; live reporting indicates light wind but possible later rain, and any early precipitation could remove a possession.
- Game total over 41−100%Lost
Taken at 47¢ on ProphetX
House RulesDown 7% last 7 daysWhy it likes it
- Over 41 wins at 42+, pushes at 41, and loses at 40 or fewer; adjacent Over 40.5 wins at 41+.
- This is a thin internal-coherence edge, not a projection of the teams' scoring; lineup, weather, and game-script information could move the underlying total.
- Total Points over 40−100%Lost
Taken at 52¢ on ProphetX
Tempo BoardDown 18% last 7 daysWhy it likes it
- Seven-game Minnesota and eight-game Indiana samples average 29.96 and 30.29 seconds per play, supporting a healthy possession count.
- Indiana posts 50.7% success and 15.9% explosiveness; Minnesota brings +14.9% PROE, giving the matchup multiple scoring routes.
- Season scoring averages combine for 60.2 points; the live sportsbook reference is 40.5, while ProphetX team-total anchors sum to 40.0.
- Most likely loss: Minnesota's 13-point outputs in its last two games and Indiana's defense hold the game at 40 or fewer.
- Total Points over 35.5+47%Won
Taken at 68¢ on ProphetX
Tempo BoardDown 18% last 7 daysWhy it likes it
- Current 2026 samples: Minnesota averages 29.96 seconds/play, +15.0% PROE, 12.1% explosive rate and 45.2% success; Indiana averages 30.29, +3.8%, 15.9% and 50.5%.
- The venue's own main total is 40.5 and its team-total anchors are Indiana 30.5 plus Minnesota 9.5; 35.5 sits 4.5-5 points below those self-references.
- Most likely loss: Minnesota's offense again stalls near its recent 13-point outputs, leaving Indiana to score roughly 23-plus by itself for the over.
- Total points under 40.5+92%Won
Taken at 52¢ on ProphetX
Long Way HomeDown 6% last 7 daysWhy it likes it
- Those six recent games allowed 35.7 combined points per game, supporting a low-possession, defense-led read.
- The line is 9.2 points above the recent combined scoring average; the edge is directional, not payout-driven.
- Indiana and Minnesota average 33.6 and 26.6 points across the full season, far above the recent split.
Win chance, start to finish
Questions
Who won Minnesota vs. Indiana?
Indiana won 23-16 on Saturday, Oct 31, 2026.